Wealth Management is about solutions, not products. The key to finding the right solution is to understand the client, the personal and professional circumstances, the attitude towards risk and the investment experience.

Our ambition is to provide our clients with the most appropriate solution, whatever their personal circumstances may be. Our independence allows us to give unbiased advice and our transparent fee model aligns our interest with that of the client. The advice which PWA provides is in line with the risk profile which is established at the very beginning of the relationship. The advisory model works best for clients who have a keen interest in the financial markets and the necessary time to follow their investments.While preparing the plan our focus is on

WEALTH ENHANCEMENT

The goal of wealth enhancement is to minimize the tax impact on clients’ investment returns while ensuring their cash flow. Applying the principals of classic portfolio management, our advisers understand the need to balance wealth preservation with asset growth.

WEALTH PRESERVATION

Wealth preservation is about more than not losing money; it is about ensuring that an investment portfolio can fund your desired lifestyle indefinitely. Wealth preservation requires a conservative, but innovative, approach to financial management. Our experience has given us a unique ability to perceive and mitigate risk, allowing our clients to keep more of their money.

Through our consultative approach, we will select the investment vehicles best suited for your fiscal position, risk tolerance, and financial goals.

WEALTH PROTECTION

Even the best financial plans are susceptible to risk. Specific risk factors may include market volatility, legal exposure, and the potential for disability, long-term care, and even death. Our wealth protection services are aimed at identifying and mitigating for these risk factors. Specifically, we evaluate portfolio diversity and insurance coverage, recommending adjustments in allocation or coverage where necessary.

WEALTH TRANSFER

Our clients have worked hard to obtain their fortunes and have earned the right to share that wealth with their spouse, children, and future generations. Our advisors understand the rules, regulations, and tax laws that govern estate planning and the transfer of wealth. They work with each client to ensure that individual goals are met using the most appropriate combination of wealth transfer techniques. The six steps to follow in the wealth transfer process, which we use when counselling clients on wealth transfer.

• Transfer decision – whether to make a transfer or not
• Treatment decision – how much each heir should receive
• Timing decision – when to make the transfer
• Title decision – the transfer of title or ownership
• Tools and techniques decision – how the transfer will actually take place
• Talk decision – communicating your intentions with your family and heirs